PPF Calculator
Plan your PPF investment by entering your yearly deposit and current PPF interest rate. See the year-wise growth, total corpus, and tax-free maturity value at the end of 15 years.
Max ₹1,50,000 per year
Current rate: 7.1%
Enter your PPF deposit details to see the projected growth.
Features
- Year-wise PPF balance and interest table
- Supports 15-year base tenure plus 5-year extensions
- Calculates total interest earned tax-free
- Helps plan Section 80C tax deductions
- Instant results with no data sent to server
Frequently Asked Questions
What is PPF?
PPF (Public Provident Fund) is a long-term government-backed savings scheme in India with a 15-year lock-in. It offers tax-free interest and the investment qualifies for Section 80C deduction up to ₹1.5 lakh per year.
What is the current PPF interest rate?
The PPF interest rate is set by the Government of India each quarter. As of 2024, it is 7.1% per annum, compounded annually. The rate may change each quarter.
What is the maximum PPF deposit per year?
The maximum amount you can deposit in a PPF account in a financial year is ₹1,50,000. The minimum is ₹500. You can make deposits in up to 12 instalments per year.
Can I extend PPF after 15 years?
Yes. After the initial 15-year maturity, you can extend the PPF account in blocks of 5 years any number of times, with or without making further contributions.