PrimeUtil

AI Assistant

Use natural language to get income tax estimates, EMI/SIP/GST numbers, Base64, JSON formatting, and UTC/IST times. Matching questions are answered instantly in your browser with no network call. Other questions are sent to an open-weight LLM (server API key or your own key in settings) that can call the same calculator logic as tools on the site. Always verify tax and legal outcomes with official sources and professionals.

Open full AI Chat

Full-page chat includes sidebar history and more space — same saved conversations as here and the floating assistant.

AI Mode

Local shortcuts first; otherwise Groq/OpenRouter via server.

Do not paste passwords or secrets. Messages may be sent to your AI provider. Tax and finance outputs are illustrative — verify with a professional before filing.

Ask anything — income tax, EMI, Base64, JSON, UTC/IST, or general questions.

Enter to send · Shift+Enter new line

Features

  • Local-first routing for zero-latency, private answers when the intent matches
  • Server AI with tool calling: income tax, EMI, SIP, GST, Base64, JSON, timestamps
  • Streaming responses and links to the matching PrimeUtil tool pages
  • Bring-your-own API key support with Upstash rate limiting for anonymous use

Frequently Asked Questions

Is my data sent to an AI company?
Local shortcut answers never leave your device. When AI mode uses the server, your message is sent to the configured provider (e.g. Groq) to generate a reply — do not paste secrets. You can use your own API key so usage is billed to your account.
Which models are supported?
Any OpenAI-compatible endpoint works (Groq, OpenRouter, etc.). Set AI_BASE_URL and AI_DEFAULT_MODEL on the server, or override the model in chat settings.
Are tax numbers from AI guaranteed?
No. Tool-backed numbers follow PrimeUtil’s calculator code; still illustrative only and not legal advice. Confirm with Form 16 and a qualified professional before filing.

Related Tools

Income Tax Calculator (India)

Estimate income tax for FY 2025-26 under India’s new or old regime — slabs, 87A rebate, cess, and surcharge.

EMI Calculator

Calculate monthly EMI, total interest, and full amortization schedule for any loan.

SIP Calculator

Estimate SIP maturity value, invested amount, and expected returns with compounding.

GST Calculator

Add or remove GST from any amount instantly with full tax breakdown.

JSON Formatter

Format, validate, and minify JSON with syntax highlighting and error details.